Law Offices of Brian Turner LLC

Archive for June, 2010|Monthly archive page


Dodd-Frank Bill to Create Powerful Consumer Financial Protections Bureau

In Legal News on June 25, 2010 at 2:00 pm

After marathon negotiations lasting into the pre-dawn hours of this morning, negotiators from the U.S. Senate, House of Representatives and the Obama administration reached a deal that is nothing short of a major victory for consumers.  Touted by some as the biggest financial reform since the Great Depression, the Dodd-Frank Bill, created in reaction to the economic meltdown of 2008 and named for Rep. Barney Frank and Senate Banking Committee Chairman Christopher Dodd, is going before the House and Senate for approval. Lawmakers hope approval will come by July 4. 

The measure creates a powerful consumer financial protection bureau to police lending, sets up a warning system for financial risks, and forces large failing firms to liquidate. Further, the Bill sets new rules for financial instruments that have been largely unregulated. Under the agreement, banks would be forced to spin off their riskiest derivative trades. They would also be allowed to continue credit default swaps as long as they are conducted through clearing houses.  Limitations on high-risk trades and investment in hedge funds and equity funds were also included in the agreement.  By adding accountability, the goal of the Bill is to help prevent another financial meltdown like the one experienced in 2008.  Said Treasury Secretary Timothy Geithner,  ”It represents the most sweeping set of financial reforms since those that followed the Great Depression.  It establishes the greatest consumer financial protections in American history.  It prevents financial firms from taking risks that will threaten the economy.  And it provides the government with significant new tools to better protect taxpayers from the damage of future financial crises.”

The legislation would affect everyone from credit card users to new home buyers negotiating a mortgage to international finance negotiations.  The Bill promises to bring much needed transparency and accountability to the financial industry in the United States and provides much needed protection for American consumers.


Another Major Crib Recall

In Legal News on June 25, 2010 at 11:01 am

The U.S. Consumer Product Safety Commission, in cooperation with the firms named today announced a voluntary recall of the following consumer products: Child Craft Brand Stationary-Side Cribs with Dowel, Child Craft Drop-Side Cribs, Delta Drop-Side Cribs, Evenflo Drop-Side Cribs, Jardine Drop-Side Cribs, LaJobi Bonavita, Babi Italia, and ISSI Drop-Side Cribs, Million Dollar Baby Drop Side Cribs, and Simmons Drop-Side Cribs.  The cribs’ drop side components have the potential to malfunction or detach which causes part of the drop side to shift out of position, creating a space which an infant or toddler could become entrapped.  Entrapment in such a space could cause strangulation or suffocation. It is also possible for a child to fall out of a crib. Drop-side failure can also occur due to incorrect assembly and with age-related wear and tear. The CPSC has received numerous reports or malfunctioning drop-side cribs leading to entrapment, strangulation and suffocation, and in some cases death. The makes and models recalled include:

Child Craft Convertible Cribs- Model F36101

ALL CHILD CRAFT DROP-SIDE CRIBS WITH THE HARDWARE SHOWN BELOW MANUFACTURED BETWEEN 2000 and 2009

Models: F10151, F10171, F10181, F10281, F13311, F13761, F16001, F16011, F16131, F16661, F17001, F17701, F17731, F17801, F17811, F20161, F20181, F20191, F21041, F21081, F21091, F26131, F27301, F27771, F31061, F31701, F32901, F33301, F33601, F33801, F33901, F34101, F35101

Delta Drop-Side Cribs with three different types of drop-side hardware and Delta cribs with wooden stabilizer bars that support the mattress platform. Consumers should visit www.cribrecallcenter.com for photographs and model numbers.

Evenflo

Models: 012614 – Evenflo Jenny Lind Crib, Maple

0126141 – Evenflo Jenny Lind Crib, Maple

012615 – Evenflo Jenny Lind Crib, White

012616 – Evenflo Jenny Lind Crib, Oak

012617 – Evenflo Jenny Lind Crib, Natural

014614 – Evenflo Jenny Lind Convertible Crib, Maple

014615 – Evenflo Jenny Lind Convertible Crib, White

014616 – Evenflo Jenny Lind Convertible Crib, Oak

014617 – Evenflo Jenny Lind Convertible Crib, Natural

0151614 – Evenflo Jenny Lind Hidden Hardware Crib, Maple

0151615 – Evenflo Jenny Lind Hidden Hardware Crib, White

0151616 – Evenflo Jenny Lind Hidden Hardware Crib, Oak

0151617 – Evenflo Jenny Lind Hidden Hardware Crib, Natural

0161614 – Evenflo Jenny Lind Hidden Hardware Crib, Maple

0161615 – Evenflo Jenny Lind Hidden Hardware Crib, White

0161617 – Evenflo Jenny Lind Hidden Hardware Crib, Natural

Jardine Drop-Side Cribs
Models: Olympia Single / 02/2007 – 11/2008 0102P00 / Black Olympia Single / 04/2006 – 01/2009 0108C00WP / White Capri Single / 12/2007 – 12/2008 0108L00WP / Antique Walnut Capri Single / 12/2007 – 11/2008 0115S00 vRubbed Black Claremont Single / 12/2006 – 06/2007

BC-33 / Dark Pine 3-1 Convertible / 01/2000 – 06/2004

BC-66 / White 3-1 Convertible / 09/2001 – 08/2003 DA0930B / Walnut Single / – DA333BC / Natural Madison Single / 01/2004 – 11/2004 DA616BC / Dark Pine Siera 2 in 1 / 11/2001 – 04/2004 DA616BN / Natural Siera 2 in 1 / – DA618BC / Natural Hampton / 11/2002 – 06/2003 DA833BC / Natural Madison Single / 05/2005 – 08/2005 DV601BC / Dark Pine Windsor Single / 03/2001 – 06/2003 DV623BC / Cherry Windsor Single / 11/2001 – 08/2003 DV628BC / White Windsor Single / 02/2003 – 09/2003

LaJobi

Models: Bonavita, Babi Italia and ISSI Drop-Side Cribs

Million Dollar Baby Drop-Side Cribs

Models: Alexandria 4191 Alpha 591 Bailey 5201 Caleb 1701 Ellie 5401 Jenny Lind 371 / 391 Lauren (convertible) 4491 Lauren (pine) 5691 Lauren (w/ drawer) 4001 Lauren 4091 Naomi 4291 Oxford 2191 Pine 4-Poster 3991 Sleigh 2991 Twinkle 2301

M0391, M0591, M3691, M4191

Simmons Juvenile Products

Models: 011641; 011671; 011941; 015341; 016061; 016771; 016821; 016831; 017201 ; 017211; 017351; 018500; 018501; 018502; 018510 ; 018511; 018512; 026261; 028061; 028081; 028180; 029061; 29062; 029071; 029180; 029561; 029562; 029571; 034060; 034560; 039180; 044091; 053091; 065071; 068261; 068271; 068561; 201060; 202060; 202080; 202180; 202181; 203060; 204060; 204180; 205060; 206060; 207060; 209560; 211060; 211080; 212060; 214060; 214080; 215060; 216060; 216070; 216080; 216180; 216180; 216570; 218060; 219560; 220180; 220181; 221060; 221070; 221070; 221077; 222060; 222070; 224060; 225060; 225070; 225080; 227560; 228060; 229060; 230060; 231070; 236180; 236187; 236188; 236189; 238060; 238069; 239180; 239187; 239189; 240060; 248069; 251060; 251069; 257060; 261060; 053091A; 251060M.

The drop-side and fixed-side crib recalls are of units manufactured between 2000 and 2009 by the companies listed below. Consumers should contact these firms directly for the appropriate remedy:

 - Child Craft, (this firm is out of business): Fixed-Side | Drop-Side

 - Delta Enterprise Corp., of New York, N.Y.

 - Evenflo, of Miamisburg, Ohio

 - Jardine Enterprises, of Taipei, Taiwan

 - LaJobi, of Cranbury, N.J.

 - Million Dollar Baby, of Montebello, Calif.

 - Simmons Juvenile Products Inc. (SJP), of New London, Wis.

CPSC reminds parents not to use any crib with missing, broken, or loose parts. Make sure to tighten hardware from time to time to keep the crib sturdy. When using a drop-side crib, parents should check to make sure the drop side or any other moving part operates smoothly. Always check all sides and corners of the crib for disengagement. Disengagements can create a gap and entrap a child. In addition, do not try to repair any side of the crib.

If you, a family member or friend have been injured by a defective product, please visit our About Us page and contact HILL | TURNER LLC with any questions you may have about protecting your rights as a consumer.

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